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Hard Money Solutions: Your Key to California Real Estate Success
A California-based private money lender specializing in short-term real estate loans, we offer the fastest and most reliable funding options on the market. Our commitment to excellence has positioned us as a leading force in the real estate investment lending sector. Explore expert insights and navigate the real estate landscape with us. Discover the power of swift and flexible hard money loans, redefining success in California real estate and beyond. Tap into Troy's wealth of knowledge – your key to informed and profitable investments.
Results-Driven Hard Money Solutions You Can Count On
In general, hard money refers to loans that are backed by the value of a physical asset, typically real estate. These loans are often used by real estate investors who need quick access to funding and may not qualify for traditional bank loans due to factors such as poor credit history or the property's condition. Hard money loans typically have shorter terms, higher interest rates, and are secured by the property itself, making them a valuable tool for investors looking to leverage their assets for growth and opportunity.
Let our experience be your guide.
Experience the confidence of navigating the complexities of hard money lending with our seasoned expertise as your guide. Trust in our wealth of knowledge to navigate your real estate investment journey with confidence.
200k to 5M
1st & 2nd Position Loans (No Appraisal)
For Owner & Non-Owner Occupied properties.
Loan-to-Value (LTV): 60-65%.
5-Day Close available
No Minimum Credit Score required.
Supports Foreclosure Bailouts.
California Only.
Fix & Flips
Financing: 70-90% of purchase price + 100% of Renovations.
10-Day Close.
12-Month Term available Nationwide.
1st Position Loans (High LTV)
For Residential: 75% LTV.
For Commercial: 70% LTV.
Terms: 5 & 30-year options available nationwide.
Fill out our Quick Quote form on the button below, or email me directly to review your scenario. I'm committed to finding innovative solutions for unique deals and am always ready to get creative.
The Broker who consistently achieves the results you demand
Count on the guy who consistently delivers the results you need in hard money lending for your real estate investments.
Montana Jones
Montana is a determined entrepreneur with big dreams of flipping houses and creating a thriving real estate business. However, her ambitious plans were temporarily stalled due to a lack of available funds for her latest project. Fortunately, Troy stepped in with fast and flexible hard money lending options, providing Montana with the financial support she needed to kickstart her project without delay. With Troy's assistance, Montana is now able to move forward with confidence, knowing that she has the resources necessary to turn her vision into reality.
Benjamin Reed
Benjamin is a seasoned property developer with a proven track record of successful projects. However, his latest endeavor hit a snag when traditional financing options fell through at the last minute. Faced with a tight deadline and the risk of losing out on a lucrative opportunity, Benjamin turned to Troy for help. With his extensive knowledge of hard money lending, Troy quickly provided Benjamin with the funding he needed to keep his project on track. Thanks to Troy's prompt assistance, Benjamin was able to overcome the obstacle and complete his project ahead of schedule, leaving him grateful and satisfied with the outcome.
Frank Sanders
Frank is a passionate real estate investor with a keen eye for lucrative opportunities. He's always on the lookout for properties to add to his portfolio, but his latest venture required quick funding to secure a promising deal. Thanks to Troy's expertise in hard money lending, Jackson was able to obtain fast funding, allowing him to swiftly close the deal and move forward with his project. With Troy's help, Frank is now on track to turn his investment into a profitable success, and he couldn't be happier with the outcome.
98%
Close Ratio!
97%
On Time Closing!
Allow our knowledge to lead the way.
Navigate your journey with confidence. Trust in our expertise to lead you to success!
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Hard Money Loans for CA Investors: Fix & Flip, New Build, Bridge Loans
Empowering Investors of All Levels: We're passionate about helping you achieve your California real estate goals, whether you're a seasoned pro or just starting out.
Unlock a Range of Financing Options: We specialize in fast and flexible loans to fuel your projects:
Fix & Flip: Breathe new life into properties and secure quick profits.
New Construction: Build your dream project from the ground up.
Bridge Loans: Secure temporary financing for income-producing properties.
Cash-Out Refinance: Unlock the built-up equity in your existing property.
Fast Approvals, Expert Guidance: Our streamlined process allows us to quickly assess your situation and get you the funding you need. We're here to guide you every step of the way, offering expert insights and personalized recommendations.
Don't Let Traditional Banks Slow You Down: Traditional financing can be slow and restrictive. We offer a faster, more flexible alternative to unlock your California real estate dreams.
Contact Troy Mire Hard Money Today! Let's discuss your project and get you started on the path to success. Call now: 562-244-7963
What types of deals should hard money loans be used for? Hard money loans are best for specific situations and are most effective when used correctly. When traditional financing through a bank or credit union is not an option, or for projects with short-term periods, hard money lenders provide the best avenue for obtaining a loan. Real estate is where hard money loans are most beneficial, especially for projects with shorter durations. Fix and flip properties, in particular, are ideal options for hard money loans.
Property Types Best Suited for Hard Money Loans As asset-based loans, hard money loans for real estate are effective for several types of properties. Each hard money lender often specializes in specific niches within the real estate market, offering expertise and comfortable lending in those areas. While the majority of hard money lenders focus on residential properties, some may also provide loans for commercial properties. Property types best suited for hard money loans include single-family residential properties and more.
What is a hard money lender? A hard money lender offers an alternative method to traditional lenders, providing loans that are secured by real estate. These loans are typically funded by private investors rather than through banks or credit unions. Hard money loans are generally short-term, typically running for a term of one year with the possibility of extension. Hard money lenders offer loans that differ from traditional or conventional loans.
The History of Hard Money Loans Since its inception, hard money lending has served as an alternative for borrowers seeking capital for real estate holdings, primarily in the U.S. and Canada. In the 1950s, the credit industry experienced a new era with the introduction of the first credit cards and loans from non-institutional lenders in the private sector, known as "hard money." This era, coupled with deregulation, laid the foundation for the evolution of hard money loans.
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The Mortgage Broker who delivers results.
Your success in real estate starts here.
Equal Housing Opportunity | HomeFrist Mortgage Bankers - ™ 2024 | Mortgage Loans | Company NMLS: 1373777 & 1795353 | NMLS consumer access: https://www.nmlsconsumeraccess.org/ This material is intended solely for the use of licensed mortgage professionals and real estate agencies. Distribution to consumers is prohibited as defined by section 1026.2 of Regulation Z, which implements the Truth in Lending Act. HomeFirst Mortgage Bankers does not provide legal advice, and nothing here should be relied upon as legal advice. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification. HomeFirst Mortgage Bankers is a residential and commercial real estate mortgage broker firm. This is not a commitment to lend. Restrictions may apply. LTV limits are based on current, accurate appraised value. HomeFirst Mortgage Bankers reserves the right to amend rates and guidelines. All loans are made in compliance with federal, state, and local laws. HomeFirst Mortgage Bankers is a California Mortgage Broker under DFPI & NMLS #1373777 & 1795353.